[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.x-chain.cz\/nekdy-pomuze-jen-pujcka\/#Article","mainEntityOfPage":"https:\/\/www.x-chain.cz\/nekdy-pomuze-jen-pujcka\/","headline":"N\u011bkdy pom\u016f\u017ee jen p\u016fj\u010dka","name":"N\u011bkdy pom\u016f\u017ee jen p\u016fj\u010dka","description":"Soukrom\u00ed podnikatel\u00e9 nemaj\u00ed stejn\u011b jako kdokoliv jin\u00fd nejednou sladk\u00fd \u017eivot. I oni se n\u011bkdy mohou ocitnout ve finan\u010dn\u00ed t\u00edsni a mo\u017en\u00e1 i zcela bez prost\u0159edk\u016f, ba i v dluz\u00edch, z nich\u017e v dan\u00e9m okam\u017eiku zd\u00e1nliv\u011b nen\u00ed \u00faniku. Ov\u0161em lid\u00e9 nemohou kv\u016fli nedostatku pen\u011bz p\u0159estat \u017e\u00edt a hibernovat a\u017e do doby, ne\u017e se zase situace zlep\u0161\u00ed, […]","datePublished":"2021-12-08","dateModified":"2023-05-01","author":{"@type":"Person","@id":"https:\/\/www.x-chain.cz\/author\/#Person","name":"x-chain.cz\n","url":"https:\/\/www.x-chain.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/87007d43bbcef3c87926bba9082d96a1a8da6f7ae55b1546f5f58a5e10d8ed12?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/87007d43bbcef3c87926bba9082d96a1a8da6f7ae55b1546f5f58a5e10d8ed12?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"x-chain.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.x-chain.cz\/wp-content\/uploads\/drobn%C3%A9%20EU_3.jpg","url":"https:\/\/www.x-chain.cz\/wp-content\/uploads\/drobn%C3%A9%20EU_3.jpg","height":0,"width":0},"url":"https:\/\/www.x-chain.cz\/nekdy-pomuze-jen-pujcka\/","about":["Pen\u00edze"],"wordCount":453,"articleBody":"   Soukrom\u00ed podnikatel\u00e9 nemaj\u00ed stejn\u011b jako kdokoliv jin\u00fd nejednou sladk\u00fd \u017eivot. I oni se n\u011bkdy mohou ocitnout ve finan\u010dn\u00ed t\u00edsni a mo\u017en\u00e1 i zcela bez prost\u0159edk\u016f, ba i v dluz\u00edch, z nich\u017e v dan\u00e9m okam\u017eiku zd\u00e1nliv\u011b nen\u00ed \u00faniku. Ov\u0161em lid\u00e9 nemohou kv\u016fli nedostatku pen\u011bz p\u0159estat \u017e\u00edt a hibernovat a\u017e do doby, ne\u017e se zase situace zlep\u0161\u00ed, a proto dojde-li to a\u017e tak daleko, nen\u00ed vyhnut\u00ed a je t\u0159eba usilovat o z\u00edsk\u00e1n\u00ed on\u011bch postr\u00e1dan\u00fdch finan\u010dn\u00edch prost\u0159edk\u016f.Jen\u017ee ono takov\u00e9 usilov\u00e1n\u00ed nejednou nevede k \u017e\u00e1douc\u00edm v\u00fdsledk\u016fm. \u010casto se takov\u00ed podnikatel\u00e9 \u010di OSV\u010c mohou sna\u017eit sebev\u00edc, a p\u0159esto si \u017e\u00e1douc\u00ed sumu nevyd\u011blaj\u00ed. A pak velice \u010dasto p\u0159ich\u00e1zej\u00ed ke slovu p\u016fj\u010dky, je\u017e mohou b\u00fdt klidn\u011b i neoceniteln\u00fdmi pomocn\u00edky, bez nich\u017e by nejedna firma zkrachovala a nejeden soukromn\u00edk p\u0159i\u0161el na buben.Vz\u00edt si p\u016fj\u010dku m\u016f\u017ee b\u00fdt t\u0159eba i jedin\u00e9 mo\u017en\u00e9 \u0159e\u0161en\u00ed, kter\u00e9 je\u0161t\u011b n\u011bkomu takov\u00e9mu zb\u00fdv\u00e1. Jen\u017ee to ani zde nen\u00ed \u010dasto zase a\u017e tak prost\u00e9. N\u011bkdo m\u016f\u017ee p\u016fj\u010dku cht\u00edt, ale z\u00e1ruka, \u017ee ji rovn\u011b\u017e dostane, tu chyb\u00ed. Proto\u017ee se p\u0159ed z\u00edsk\u00e1n\u00edm takov\u00e9 pomoci mus\u00ed prok\u00e1zat, \u017ee budou p\u016fj\u010den\u00e9 finance i se s nimi souvisej\u00edc\u00edmi platbami navrch uhrazeny, mus\u00ed se prok\u00e1zat bonita toho, kdo by si cht\u011bl p\u016fj\u010dit. A to b\u00fdv\u00e1 \u010dasto slo\u017eit\u00e9 a\u017e zcela nezvl\u00e1dnuteln\u00e9.Ov\u0161em skute\u010dnost, \u017ee podnikatele \u017e\u00e1daj\u00edc\u00edho o p\u016fj\u010dku odm\u00edtli pro jeho pom\u011brn\u011b n\u00edzk\u00e9 p\u0159\u00edjmy, z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, exekuce \u010di jin\u00e9 komplikace, neznamen\u00e1, \u017ee by to m\u011bl doty\u010dn\u00fd rovnou vzd\u00e1t. Chce to naopak zkou\u0161et a zase zkou\u0161et, dokud to jednoho dne n\u011bkde nevyjde.A kde to zpravidla vyjde v p\u0159\u00edpadech, kdy maj\u00ed z\u00e1jemci o p\u016fj\u010dku aspo\u0148 n\u011bjakou svoji nemovitost? V takov\u00e9 situaci je nebankovn\u00ed americk\u00e1 hypot\u00e9ka vcelku nad\u011bjn\u00e1, ne-li p\u0159\u00edmo jedin\u00e1 rozumn\u00e1 volba. Zde je to toti\u017e s\u00e1zka na jistotu, kdy\u017e m\u016f\u017ee n\u011bkdo zastavit svoji nemovitost a dolo\u017eit svou schopnost spl\u00e1cet.I jen tyto dv\u011b z\u00e1kladn\u00ed podm\u00ednky sta\u010d\u00ed k tomu, aby kdekdo z podnikatel\u016f dostal klidn\u011b i hodn\u011b velkou p\u016fj\u010dku, jej\u00ed\u017e n\u00e1sledn\u00e9 spl\u00e1cen\u00ed se m\u016f\u017ee prot\u00e1hnout t\u0159eba i na t\u0159i desetilet\u00ed. A to by bylo, aby se do t\u00e9 doby podnik\u00e1n\u00ed nevzpamatovalo!                                                                                                                                                                                                                                                                                                                                                                                          3.6\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"N\u011bkdy pom\u016f\u017ee jen p\u016fj\u010dka","item":"https:\/\/www.x-chain.cz\/nekdy-pomuze-jen-pujcka\/#breadcrumbitem"}]}]